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Request Our Free Relocation Package. Don't Move To York, Dallastown and Dover Without It! 

Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate to and from the York, Dallastown and Dover, Pennsylvania area. 

If you will be moving to the York, Dallastown and Dover area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria. 

When you visit, we'll be ready! We will visit the York, Dallastown and Dover neighborhoods and homes that interest you the most. 

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. 

Remember: As top York, Dallastown and Dover real estate agents, it's our job to know this area inside and out, and we want to make your transition as smooth as possible. 

To get started, fill out the form to request our FREE York, Dallastown and Dover, Pennsylvania Relocation Package. We'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... 

Are you new to the area? Request our FREE package of York, Dallastown and Dover relocation information. It's our job to help! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
What Oscar-winning 1999 Best Picture about two neighboring American families was filmed in the interior of two actual homes located 12 miles apart?

A 
"American Beauty," starring Kevin Spacey and Annette Bening.
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The Brillhart Team, REALTOR®, real estate agent and broker for York, Dallastown and Dover, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Brillhart Team
Long & Foster Real Estate, Inc.

1770 E. Market Street
York, PA 17402
717-751-2052
Fax: 717-755-8328
staceyraffensberger@NUMBER1EXPERT.com


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